Stephen Geri | Hobbies | San Antonio, Texas

Golf, Tennis, Fishing and other things Stephen Geri loves to do when he's not at the office.

Stephen Geri Hiking Gear

The Best Hiking Gear for 2018

Are you planning to hike on long trails this upcoming summer? Across the US, there are many national parks, forests, rocky paths, and mountains to traverse. Hiking brings you closer to nature as you walk into the woods. You may encounter a waterfall and some fine scenery, once you reach your destination.

Before you go on a hike, you should pack some gear. There’s nothing wrong with preparing more than you will need. But make sure you’ve listed all the essentials: Pack bottles of water, some sunscreen, a first-aid kit, and your cell phone in case you get lost.

According to hiking experts like the Backpackers and CleverHiker, they were able to determine the quality of hiking gear by testing them on their own adventures. They’ve declared the following products to be best when it comes to adapting to different environments.

Here are six of the best hiking gear for 2018:

1. Rab Kinetic Plus Jacket

This jacket is tailored to be quite flexible for people of all sizes. It is fully waterproof and comfortable to wear during the entire trail.

2. Helinox Chair Zero

The Helinox Chair is easy to assemble so you don’t have to sit on wet ground. It only weighs one pound, making it a portable chair.

3. REI Co-op Magma 850

A sleeping bag suited for the spring and fall seasons. It is soft on the inside, guaranteed to keep you warm on cold nights.

4. Big Agnes Copper Spur HV UL4

This lightweight tent now carries more space than ever. It can be setup in a few minutes due to having color coded support poles.

5. Jetboil MiniMo Cooking System

The Jetboil mini-cooker still has one of the best simmer controls to cook at the right temperature. It also lets you eat straight from the cup.

6. HMG Southwest 2400

The HMG Southwest backpack is great for frequent hikes. It has three Dyneema pockets and multiple secure straps.

Even with the proper equipment, there is still more to prepare. You should keep a backpack with you at all times to carry your extra gear and a few snacks for when you get hungry. An extra rain jacket isn’t a bad idea either.

What kind of clothes should you wear on a hike? Long pants are good for avoiding poison ivy and insect bites. A jacket with long sleeves will prevent accidental scrapes on rocks. Sneakers are certainly better than sandals for walking over rocky trails. What else do you think would be good to bring on a hike?

Stephen Geri Top Fall

Find Your Adventure: 4 Outdoor Activities Anyone Can Enjoy

Did you know that doing outdoor activities has plenty of benefits both mentally and physically? Being outside provides vitamin D which supports your body with calcium, reduces depression, and helps your body to function more efficiently. Other positive aspects to emerging yourself in fresh air is increased happiness, reduce stress, aid in weight loss and more. Getting outside should be a big part of your life. If you’re not sure what activities you and your family would enjoy outside, here are a few things to do outside that anyone can enjoy.

Mini Golf

Although going mini golfing doesn’t emerge you fully into nature, it is a great way to get outside. Mini golf courses are fairly cheap and are always a fun time. Mini golf is the perfect activity to get outside and get moving without having to be too deep into nature. Consider it a baby step activity towards spending more time outside.

Mini golf even has health benefits such as cardiovascular exercise, opportunity to get in your vitamin D depending on what time you go, and promotes hand-eye coordination. It’s perfect for any age and gives you something fun to do while you’re outside.

Hiking

As a slightly more advanced outdoor activity, hiking is one of the best ways to go fully into nature, get exercise and simply enjoy the world around you. There are hiking trails all over the globe with different levels of experience. Mild, intermediate, and even advanced trails offer scenic routes unlike any other. There’s nothing like being outside in the woods for a gorgeous hike, up a mountain, around a lake, or just through the forest. Hiking is good for your body and it’s a great way to get your heart going, strengthen your muscles, and more. Not only is it good for your physical health, but hiking provides a mental freeness, much like an escape. No matter what your skill level is, anyone can find a hiking trail that they enjoy.

Camping

Imagine getting away from the business of everyday life, and enjoying “roughing it” for a short period of time. Camping is one of the best ways to get into the great outdoors and away from distractions such as traffic, phones, social media, and other everyday stress factors. Camping in fresh air is fun for the entire family! Campgrounds offer quaint spaces with firepits where you can set up tents, cook dinner over the fire and enjoy quality bonding time with the other people who are camping with you. Although staying in a tent is not enjoyable for everyone, you can bring air mattresses, cots, or even RV’s to certain locations and designated areas on a campground. Camping is a fun experience for the whole family!

Going for a Walk

Getting exercise is essential for your body’s health. Even a short 15 minute walk is better than no walk at all. Walking can be as enjoyable as you make it. Going on a nature walk can allow you to mediate or simply relax. You can take your dog for a walk around the neighborhood and have the chance to say hello to your neighbors. You can go to your local park for a nice walk too. Walking will get you moving outside in the fresh air. No matter how short or long your walk is, you’re body will see many benefits from walking.

Get outside in the fresh air for a happier, healthier you.

 

Benefit Tuesday | September 12, 2017

Stephen Geri Top Fall Activities

Top Outdoor Activities to do This Fall

Fall is a fun time for anyone who enjoys cooler temperatures, flannel outfits and lots of warm, pumpkin-flavored eats. No matter if you love fall or hate it, you can find a ton of fun things to do. Fall festivities are great, but here are a few things you can do this fall to get outside and take in all that the season has to offer!

Picnics

Whether you love fall or not, it poses the perfect weather for a picnic. The temperature is not too hot, not too cold and just right for eating a meal on a blanket in a park. Couples, families, and even friends plan picnics in the fall with breathtaking colors of changing leaves in the trees, and enjoy being outdoors. Picnics are pretty cheap and you have the opportunity to pick out and make your meal. For a fun and simple way to enjoy fall, picnics are a great option.

Pumpkin Picking

Going to a pumpkin patch may seem like it’s for kids, but it’s for parents and grandparents too. Many farms are lined with round, orange pumpkins that scream “fall is here”. It’s always a fun activity to go out into the field, pick the perfect pumpkin, take it home and carve it into a masterpiece. If there’s a “must-do” fall activity, pumpkin picking would be at the top of the list.

Apple Picking

There’s a lot more to apple picking then simply going to a tree and getting an apple. You have tons of apples to choose from such as macintosh, granny apple, fuji, gala, and plenty more. Apple farms are lined with various types of apple trees, all ready for you to take home and enjoy. Different apple types are meant for different things. Some types are great for making cider, while others are perfect for baking. If you want a homemade apple pie this fall, go pick your own apple for a fun, signature fall experience.

Hayrides

If you’re allergic to hay, maybe this activity isn’t for you. However, if hay doesn’t bother you, you’ll enjoy the ride. Hayrides are designed for all ages, from a short, simple hayride to a longer, “haunted” hayride. They typically run through late September into early November, just in time for fall weather.

Hikes

If you love to get a good workout, and enjoy the great outdoors, then hiking is a perfect combination. There’s no better way to immerse yourself in nature and really take advantage of fall weather. The temperatures in the fall are great for hiking because you’re not too hot but not too cold. The leaves start to change and you have scenic trails to follow. If you’re not sure where to hike, check out some of the best trails in the U.S. and see if any are up your alley.

 

Stephen Geri Best for Kids

Best Golf Clubs for Kids

If you’re a golf player, it’s always fun to get your kids into the sport as well, however, in order for you child to learn to golf correctly, it’s important for them to have the correct tool, or clubs, in this case. Not all golf clubs are made equal, and there are definitely some options that are better for your child than others.

Golphin

Golphin is a great brand for any child beginning the sport of golf. One perk of these clubs is that they are colorful, which is always appealing to kids. The set includes 4 clubs for the child to become familiar with. The clubs included in this set are a mid-iron, short-iron, driver, and putter. The sweet spot on these clubs is designed to be 35% larger than on regular clubs. This allows your child hit the ball easier. You can buy these clubs based on height and age, as well.

Confidence Junior

Confidence Junior is another great option for your child. The age range for children to start with this set is 4-7, and the clubs are available for either left handed or right handed children. Confidence Junior also includes 4 clubs; a mallet putter, lofted 3-wood, and both a 7 and 9 iron. These clubs feature a larger head size than regular clubs. This set also includes a stand so the child can prop up the bags and clubs.

US Kids Ultralight

The US Kids Ultralight golf clubs include 5 clubs for your child; three irons, a driver, and a mallet putter. They are made for children ranging from 4 to 12 years old. These clubs are designed to be incredibly light so your child can learn how to hit the ball correctly and with speed before moving on to heavier clubs.

Tour Edge HT Max-J Set

The Tour Edge HT Max-J golf clubs come with 5 clubs, and these are designed for children ranging in height from 52 to 60 inches. The clubs included are a driver, a hybrid, two irons, and a putter. These clubs are specially designed to have different kick points. These assist your child in getting the ball more airborne and thus help him or her in getting more distance with the shot.

Wilson Junior Profile

The Wilson Junior Profile complete set offers the largest range of clubs for your child as this set offers 6 different clubs. The specific age range varies between ages 9 and 12, and it comes in different sizes which works to help those of different skill levels.

Stephen Geri Camping with Kids

Your Family’s Guide: How To Camp with Kids

The summer of 2017 is quickly coming to an end, but that doesn’t mean family vacation is over for the year too! Camping is a popular activity for families to do in the fall, and for good reasons. Fall offers much better camping weather than summer. The trees provide gorgeous scenery, there are much less bugs, and the temperatures are cooler. If you’re looking for the perfect mini-vacation but aren’t pro campers, let this be your guide!

How to Camp in Tents with Kids:

There are a few options you can choose from when camping with kids in regards to how you’ll set up the tents. If you all want to be in the same tent, find a tent that provides multiple sections. Having more than one room to a tent ensures that you’re all together, but still receive the privacy you need. Some tents even come with convenient zippered-off rooms, as well as an added on floor-less screen room for protecting food and other items.

Another option when camping with kids is to set up a designated kids tent. If you think your children are old enough to be in a tent on their own, let them have some fun with a kids tent. If your children are on the younger side make sure you prepare them on:

  • Safety tips for going in and out of the tent
  • Safety tips for animals/strangers
  • How to use a flashlight
  • Where the bathrooms are located
  • When they should seek you for help

One of the most fun parts to camping is teaching your kids how to set up a tent. It’s a trip!

What to Pack for Meals with Kids:

You definitely want to make sure you have not only kid-friendly food on your campaign grocery list, but you also want to have fire-friendly foods. Pinterest has great camping boards and pins you can follow for ideas on what to cook. Here are some of the favorites:

Pack easy meals for breakfast or lunch that may not require a fire. Save the campfire meals for dinner and dessert. Using coolers with ice will help you keep food cold. Another camping hack would be to use plastic bins from Walmart to store your dry foods in that don’t require ice.

How to Plan Camping Activities:

Make sure you’re fully prepared with things and activities to do while you’re family is

camping. If your family is more active, consider going for an advanced hiking trail. New to camping? Take it easy by visiting the a nature center if there’s one at your campground.

Things to do while camping:

  • Go for a hike
  • Take a walk
  • Swim in a lake
  • Build a fire
  • Make nature crafts
  • Go fishing
  • Rent kayaks or canoes

General rules for planning activities during camping means that you have work around the weather and the time of day. Weather and amount of sunlight will limit your options. Always plan the more advanced activities for the mornings and the more relaxing activities for the afternoon. This is the best way to conserve your energy as well as your children’s.

Camping with kids is a fun time when you’re physically and mentally prepared. It’s a great way to get into the great outdoors, get your kids away from technology, and simply spend some time bonding together as a family.

Enjoy your memories made around the campfire!

Stephen Geri How to Be a Better Fisherman

How to Become a Better Fisherman

Fishing is a fun and relaxing sport that allows you to experience mother nature up close and personal. But let’s face it, fishing is always more enjoyable when you actually catch something. If you’re tired of going home empty-handed, consider the following tips on your next fishing excursion.

#1) Set the Hook

When you feel a tug on your line, set the hook by pulling up on your reel. Sometimes you’ll get lucky and won’t need to set the hook. Other times, however, fish will simply swim away after biting your bait or lure. Setting the hook secures the fish to your line, giving you a better chance at reeling it in.

#2) Use Native Live Bait

When fishing with live bait, choose bait that’s native to the lake or body of water in which you are fishing. Some anglers assume that all minnows are the same, but this isn’t necessarily true. Different waters, for instance, have different minnows living in them. Whether it’s creek chub, golden shiner, red shiner, crayfish, etc., use bait that’s native to your fishing hole.

#3) Fish Shallow Waters During Spring

Fishing in shallow waters during spring can increase your chances of success. Catfish, carp, crappie, bream, bass and other common species typically move to shallow waters to spawn during this time of year. This is actually an instinctual habit that’s triggered by spring’s warmer temperatures and longer days.

#4) Use Jigs for Bass

When it comes to bass fishing, few lures offer the same level of versatility and effectiveness as the jig. Featuring a weighted sinker with a hook, jigs live up to their namesake by “jigging” through the water. This motion mimics the behavior of bait fish, making them particularly attractive to bass, both smallmouth and largemouth.

You can use jigs to fish for bass year-round, and in both saltwater and freshwater. Jigs are also available in countless colors and color combinations. Feel free to experiment with different colors to see which jig color yields the best results.

#5) Use Top-Water Lures During and After Rain

Some anglers call it quits and head home when it begins to rain. If you’re not afraid of getting wet, however, you can actually use this weather to your advantage by fishing with a top-water lure. Rain typically brings out insects, which in turn attracts fish closer to the surface. By using a top-water lure during or shortly after it rains, you can target these fish looking for an easy meal.

 

Benefit Tuesday | August 8, 2017

Stephen Geri: Good morning! Another benefit Tuesday. Something to talk about— ACA, President Trump and this congress, when Obama care was about ACA. Remember that 8 years ago when the ACA program was designed, it’s because we had 9 democratic states about to go bankrupt because of Medicaid. So, ACA was a perfect time for 5.4 million Americans in different states to roll into a federal program, and that’s how we got the initial group of people. What we’re after today is to explain that in today’s market place, what congress should do is have one benefit plan, ACA, for Medicaid. Number two, benefit plan for individuals, and then number three, small group 2-50. More will be coming to explain how ACA can be salvaged if you listen to the broker community and how we can implement this.

Thank you again from Diversified, www.DEBSinsurance.com

-Stephen Geri

Stephen Geri Fish without the Fine

Fish Without the Fine: Why You Need a Fishing License

If you’re under the age of 17, then you don’t have to worry about fishing without a license, however if you’re reading this blog, it’s more than likely that you’re over the age of 17 and required to have a fishing license– If you’re serious about the sport, that is.

Anyone over the age of 17 is required to have a registered license if they wish to take fish, clams, crayfish, or other aquatic life from both freshwater and saltwater in the state of Texas. In any case where you’re looking to take frogs and turtles, then you need a hunting license. The only exception to obtaining a required fishing license is on Free Fishing Day, which takes place the first Saturday in June annually for Texas.

For residents under the age of 65, you can purchase licenses at varying prices:

  • Freshwater: $30
  • Saltwater: $35
  • All-Water: $40

Seniors receive significant discounts for their license packages:

  • Freshwater: $12
  • Saltwater: $17
  • All-water: $22

Compared to the fines you receive when fishing without a valid license, this Texas fishing licenses are not a high price to pay. You can find other fishing license information for the state of Texas on the Texas Parks & Wildlife website.

In addition to a fishing license, you are required to have a fishing endorsement for both freshwater and saltwater if you plan to take fish from public waters. This is essential for anglers to know and follow responsibly to ensure they won’t receive a fine if caught without a license or endorsement.

Fishing Fines & Penalties

If you’re a true, respectable angler, then you follow the Texas Parks and Wildlife code. ANyone caught engaging in activity that breaks this code will face penalties, and can expect fines to come along with those penalties.

For a Class C offense you can face fines anywhere between $25-500. For $5 more, you could have simply purchased a license. Class B or higher offenses have potential jail time, and fines ranging between $200-1000 depending on the class and the crime.

At that point, you’re better off following the rules and fishing with a license so you can ensure you won’t be fined. In addition to fines, you can also face penalties when breaking the Texas state fishing laws. Even if you do carry a registered license, that could be suspended for up to 5 years.

It’s pretty clear that the state of Texas takes their fishing laws seriously. Follow the Parks and Wildlife code– Ensure that you’re fishing without the fines.

Benefit Tuesday | August 1, 2017

Stephen Geri: Well Good Morning! It’s Tuesday Benefit morning again from Diversified Employee Benefit Services, Stephen Geri. www.debsinsurance.com

We want to talk a little bit about DHMO’s with a PPO dental plan. So, all the time we talk about PPO dental, we realize we can go in and out of the network, but we have a limited benefit program. DHMO’s are much better programs, especially for our lower income people— or higher income people that have a terrible time with their mouth and need lots of work. Monarch Dental, Aspen Dental, Briden Dental are some of the national DHMO carriers you can use and they pay as a co-pay. Everything is 50% with a $5 office visit. Thank you again from Diversified, trying to explain what a DHMO will do for you.

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